FAQs

Prósperos is a powerful mobile banking platform that delivers bank accounts and Prósperos cards. You can store money safely and securely in an FDIC insured approved bank account through Regent Bank, member FDIC up to $250,000 per qualified customer account on a "pass-through" basis, for which certain conditions must be satisfied. Our cards are accepted across the USA and Mexico. Stop waiting in lines and paying fees to cash your paycheck or send money to your family.

For each account holder, Prósperos creates 2 bank accounts and provides 2 Prósperos cards- one card for you in the US and one card for a family member in Mexico. You can deposit money to your bank account directly from the Prósperos mobile application. You can also transfer money to your family member’s Prósperos card using the Prósperos mobile application. You and your family member can then use the Prósperos cards to make purchases for food, gas, clothing in the US and Mexico.

To open a Prósperos account, all you need is an ITIN or a Matricula Consular card and a current photo id. You do not need a social security number to qualify for Prósperos.

If you are an employer, contact us at sales@prosperos.ai.

We make money when you use the Prósperos card for everyday purchases, like food, groceries and gasoline. We collect from merchants who already pay fees to accept credit cards.